EFS Financial 

(713) 520-0010

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Texas Insurance License #844685

 
EFS Financial | Houston Texas 

What We Do at EFS Financial


Time-Tested Approach to Portfolio Management

EFS Financial takes each client's individual needs into consideration to design a customized investment plan tailored just for them. Our time-tested approach to portfolio management allows for proper diversification and seeks to reduce volatility. As a credentialed CPA and Financial Advisor, Jay Finn covers the full spectrum of financial planning needs. He has over 37 years experience solving complicated tax problems and can give tax advice versus other financial planners who cannot.

Dollar-Cost Averaging**

By investing the same amount regularly (typically monthly), regardless of the price of the investment, lowers the average cost per share and reduces the risk of buying at inopportune times. 

For Business Owners

As a small business owner, you are completely responsible for your own retirement planning. Unfortunately, about one third of all small business owners don't have a retirement plan, which means too many people avoid taking steps to secure their future. There are some traditional options such as Simple IRAs and Solo-401(k) and SEP IRAs that will function as additional sources of retirement income.

Even if you're among the many small business owners who plan to keep working, establishing a retirement plan for your small business is a good idea because it gives you options for the future.

EFS Financial provides retirement consultations. Get to know us a little better and see what we can do for you.  To schedule a no-obligation consultation, call our office at (713) 520-0010. 

 
 



Representative is registered with and offers only securities and advisory services through PlanMember Securities Corporation, a registered broker/dealer, investment advisor and member FINRA/SIPC, 6187 Carpenteria Ave., Carpenteria, CA 93013, (800) 874-6910. EFS Financial and PlanMember Securities Corporation are independently owned and operated. PlanMember is not responsible or liable for ancillary products and services offered by EFS Financial or this representative. Please contact your legal or tax advisor or Jay Finn, CPA, LLC.

*Using diversification as part of your investment strategy neither assures nor guarantees better performance and cannot protect against loss in declining markets.

** Dollar cost averaging does not ensure profits nor guarantee against loss. Investors should consider their financial ability to continue their purchases through periods of low price levels. 

 
Jay Allen Finn 
About Jay Allen Finn

As an independent financial advisor with PlanMember, Jay can help put a plan in place for your future. Clients can choose from a broad spectrum of Investment Options, including professionally managed mutual fund accounts and insurance programs. You will also enjoy the Benefits of Membership through the PlanMember Services Program, a comprehensive retirement planning system designed to help take the mystery out of saving for retirement. And, you can choose the level of service that is right for your personal investment style. Learn more >

TRS Eligibility 
TRS Eligibility

Your eligibility for service retirement is determined by your age and years of TRS service credit. In combination, your age and years of service credit, along with the date you joined TRS and your eligibility for grandfathering, determine when you are eligible for an unreduced, normal-age retirement annuity or for an early-age retirement annuity reduced according to actuarial tables or based on a flat percentage rate.

 
 
 
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